Accidents

Should an accident occur in connection with study-related activities for which the university is responsible, students are covered by statutory accident insurance. Here you can find all the important information about insurance cover and the procedure for reporting accidents.

Students enrolled at TUM are covered by statutory accident insurance for all study-related activities for which the university is responsible, i.e. activities over which TUM has influence in terms of time, place, content, and organization (official TUM university events). This includes not only attending study-related lectures, seminars, or tutorials at TUM, but also participating in student councils, visiting the TUM University Library, or participating in student-led excursions offered by the university within the scope of the study or excursion purpose.

With the exception of participation in student councils, enrolled TUM students are generally also covered by statutory accident insurance on the direct routes to and from such university events.

However, students are not insured in the context of their private activities at TUM (e.g. visiting the canteen) and their study-related self-determined activities outside TUM, such as writing a thesis, following up a lecture at home, or private study trip.

The Bayerische Landesunfallkasse (BayerLUK) is responsible for the statutory accident insurance of the Free State of Bavaria. Accident insurance cover is free of charge for students and doctoral candidates.

As part of university sports, enrolled students are generally covered by statutory accident insurance during university-organized exercise classes; however, there is no insurance cover during free exercise classes/training. You can find binding information on this in the current course information of the University Sports Center.